Oh so much to learn! Thanks!
OK, I'm going to be making at least one more of these books, so, I'll look into cutting down on the number of master pages by reading up on Running Header Variables.
Regarding the text changes that i was talking about: I clicked on the top right menu button of the Paragraph popup window, and shifted the Justification settings there. I'm guessing that this is something that can be ealt with by defining and applying object styles, and will look into that as well.
Again, really appreciate the help. Off to finish the images in photoshop, then finalize the InDesign file and output to pdf, then print the book!
- Kristen